Getting cheap car insurance doesn't have to be a hassle, but understanding car insurance terminology is imperative if you are looking to save. Here are a few of the most commonly used phrases and terms.

Bodily Injury Liability:
This insurance covers the cost of injuries sustained by another driver when the insured driver is found to be at fault in a collision. This insurance may be bundled with damage liability protection. In most states, bodily injury liability coverage is mandatory.

Collision: